Case Study
Case Study 1
Scaling Liquidity for a Mid-Sized NBFC
Strengthening Balance Sheet Capacity for Fast-Growing LendersClient Profile
A mid-sized NBFC operating in MSME and consumer lending, expanding rapidly across Tier 2–3 markets.
Challenge
- AUM growth exceeding equity infusion
- Existing lenders cautious due to liquidity
- Need for rating stability & fresh institutional relations
MyLoanBank Solution
- Arranged ₹75 Cr via term loan + co-lending
- Re-engineered credit covenants
- Rating improvement from BBB– → BBB (Stable)
Outcome
- 1.8× AUM growth within 9 months
- Borrowing cost reduced by 120 bps
- Two new long-term institutional partners onboarded
- Improved liquidity buffer & stronger leverage metrics
“MyLoanBank enabled not just capital, but conviction — their structure and lender relationships unlocked growth when markets were tight.”
Case Study 2
Venture Debt for a Growth-Stage Fintech
Enabling Non-Dilutive Runway Extension for VC-Backed Digital LendersClient Profile
Series B fintech, backed by global VC funds and scaling collections-led lending products.
Challenge
- Negative EBITDA with improving revenue visibility
- Equity round timing uncertain
- Required structure balancing investor comfort + flexibility
MyLoanBank Solution
- Secured ₹20 Cr revenue-based venture debt
- Designed a convertible bridge clause
- Syndicated across a top-tier NBFC and a Category II AIF
Outcome
- 14-month runway extension without equity dilution
- Cashflows stabilized through aligned repayment structure
- Strengthened lender–investor confidence ahead of Series C
“MyLoanBank understood our business model faster than most lenders — their venture debt structure fit us perfectly.”
Case Study 3
Supply Chain Finance for Manufacturing SME
Unlocking Working Capital for Vendors Supplying India’s Leading OEMsClient Profile
A B2B manufacturing SME supplying high-precision components to major OEMs.
Challenge
- Limited collateral & stretched receivables
- Cyclical order flow created liquidity gaps
- Need for a flexible yet lender-friendly structure
MyLoanBank Solution
- Created ₹30 Cr supply-chain finance structure via NBFCs
- Blended invoice discounting + short-term CC limit
- Integrated anchor OEM confirmations to reduce risk
Outcome
- Liquidity turnover improved 2.5×
- Receivable days reduced from 90 → 48
- Fully digital onboarding enabled quick scale-up
“The MyLoanBank team translated our business flows into a lender-friendly structure — they truly operate with institutional rigor.”
